• Freysinger Pontiac, Buick/GMC (Mechanicsburg)
• Freysinger Mazda-Hyundai (Mechanicsburg)
• Straub Chrysler Jeep ( Bethlehem)
• Dick Milham Ford-Toyota-Saab ( Easton)
• Kenny Ross Chevrolet (Irwin)
• Kenny Ross Chevrolet-Buick (Zelienople)
• Kenny Ross Chevrolet-Olds-Cadillac ( Somerset)
• Kenny Ross Ford South (Castle Shannon)
• Kenny Ross Ford (Adamsburg)
• Bob Fisher Chevrolet (Reading)
• Hoover Chevrolet-Olds (Wernersville)
• Berger Family Dealerships ( Hazleton)
• Grove City Auto Mall ( Grove City)
• P&W Subaru ( Pittsburgh)

• Pay the lesser of either $100 over manufacturer’s invoice or the lowest price offered at participating dealership
• Free PA State Inspection as long as you own your vehicle and the dealership participates in the program
• Receive a 15% discount from published labor and parts prices for service performed by participating dealership
• If the vehicle is covered by a manufacturer’s promotional program, you will still be eligible to receive the manufacturer’s rebate in addition to the PSEA value price

• 14% discount for PSEA members
• Free emergency road service and medical assistance
• Free identity theft restoration coverage
• $250 deductible waiver for losses while traveling on PSEA business
• $250 deductible waiver for losses occurring on school property due to vandalism
• Claims-free discount
  

Supplier: NEA/California Casualty

• Convenient payment plans and special rates for NEA/PSEA members
• Deductible waived for vandalism to vehicle while on school property or within 500 feet
• Ask about the new “Portable Persistency Discount” and other special discounts for mature drivers, good students and multi-cars
• If any belongings are stolen from your car-whether it’s locked or not–you’re covered for up to $500
• Save up to 10% on each policy by insuring both auto and home owners insurance
• 24-hour emergency claims service

• Offers Ford and other fine vehicles
• Over 1,900 convenient U.S. locations
• Over 5,100 international locations
• No charge for additional spouse driver
• Special rates for NEA members and their families

• Offers quality GM cars
• Over 400 convenient U.S. locations
• More than 1,000 international locations
• No charge for an additional driver
• Always use your NEA member discount ID# 613575

• 10% discount on equipment and accessories
• 5% monthly discount on calling plans
• No activation charge on a 2-year contract
• Go to the PSEA website and visit the Verizon Wireless Extranet for exclusive offers

• Now featuring the new Everyday Rewards cash-back Visa.
• 4% off gas purchases
• 3% off cinema
• 2% off on groceries and dining
• 1% on everything else
• Chosen as 1 of top 3 cash-back cards by Kiplinger’s Magazine
• Other cards include Air Miles and low APR Platinum
• All cards carry No Annual Fee

• No annual fee
• Cash, travel and merchandise rewards
• 0% introductory rate for cash advance checks and balance transfers for the first 12 months
• Competitive variable rate
• One reward point for every purchase dollar you spend

• Eligibility—PSEA member, under age 60, actively at work at least 30 hours per week
• Benefit periods offered to age 65—24 month and 12 month
• Waiting periods offered—60, 90, 180, or 365 days
• Maximum monthly benefit—$5,000 according to occupation
• Eligible for waiver of premium after collecting 3 months of disability benefits

• Income protection benefits for two years or to age 67
• Choice of income to be protected in $100 increments, up to 2/3 of annual salary or $6,000, whichever is less
• Choice of four waiting period options
• Minimum monthly benefit of $100 or 25% of benefit

• Financial education workshops available for local association or region members for after school, early evening or weekend formats
• Specialized workshops for pre-retirees transitioning into retirement, including PSERS pension lump sum rollover and income options
• Complete guide to running a workshop, with topics available through your local association president, UniServ representative, or Member Benefits board member

• Local associations can negotiate pre-tax medical and dependent care spending accounts
• Maximum limits of $3,000 for medical reimbursements and $5,000 for dependent care
• Security Benefit waives 100% of employee and employer fees
• Kades-Margolis provides consultation and enrollment services

• Choice of investment terms from six months to 5 years
• FDIC insured up to the maximum amount allowed by law
• $1,000 minimum opening deposit
• Competitive rates (among the highest in the nation)
• Interest compounded daily and posted to account monthly

• Reduced rates for PSEA members
• 10% discount for insuring both auto and home
• Deductible reduced $250 after 3 claims-free years
• Personal property coverage used for non-profit activities
• $500 coverage for fundraising cash or goods
• Liability coverage for children who perform odd jobs

• Convenient payment plans and special rates for NEA/PSEA members
• Includes coverage of up to $3,000 for your own educational equipment and materials when used on school premises or in school activities off campus
• Discounts on newly built or renovated homes, 55+ and retired, nonsmoker and fire, and burglary safety devices
• Save up to 10% on each policy by insuring both auto and homeowners insurance

• Home and personal property protection that offers fire and broader coverage at competitive rates
• Individually tailored plans
• Expanded educational property protection
• New home discounts
• Mortgage disaster benefits

• Personal consultations with a financial advisor
• Understanding your PSERS benefits and PSERS rollover options
• Hundreds of investment choices from respected mutual fund managers such as: American Funds, Aim, Franklin Templeton, Oppenheimer and many more
• Tax sheltered accounts (TSA), PSERS rollovers, Roth & Traditional IRAs and more
• Customized recommendations designed around member’s needs and risk tolerance

• A flexible 403(b)/457(b) mutual fund program
• Over 400 mutual funds from 17 fund families, with the unique ability to move money either within or between the fund families
• Hundreds of investment options from respected mutual fund managers such as American Funds, Franklin, Oppenheimer and more
• Consolidated statement
• Loan provision within the 403(b) program

• TSA, Roth TSA, 457(b), IRA and Roth IRA
• Mutual funds, fixed and variable annuity investments from world respected money managers
• Loan provision
• Exclusively marketed through Kades-Margolis Corporation

• Tax deferred retirement savings program offering no- load and load-waived mutual funds
• Very low expenses
• Product support via telephone and internet
• Flexible plan administration and recordkeeping solutions

• Coverage levels of $250,000, $500,000, $750,000 and $1,000,000
• Available only online; web-only rates as low as $13.95/month
• Acceptance guaranteed for all eligible members up to age 70
• No medical exam, no health questions, and rates won’t ever increase due to age or health

• Offers free life and AD&D insurance to active, reserve and staff members
• Provides four levels of coverage
• up to $1,000 of term life insurance
• up to $5,000 of AD&D coverage
• up to $50,000 of AD&D insurance for any covered accident while on the job
• up to $150,000 life insurance for unlawful homicide while on the job

• Decreasing term life insurance
• Low monthly premiums at group discounted rates
• Flexible coverage levels from $25,000 to $300,000
• Benefits remain level until age 70
• Optional spouse/domestic partner and dependent children coverage

• Guaranteed coverage for members and spouses age 50 or older
• No medical examination required, no health questions asked
• Reduced benefits during first three years of coverage

• Offers $50,000 or $100,000 of term life insurance coverage with a premium that does not increase for the duration of your term
• Available to members and spouses
• Premium is based on member’s age at the time of issue
• Flexible payment options; no medical examination required

• Exclusive rates for NEA members and spouses of insured members
• Choose up to $750,000 of coverage for 10, 15, or 20 year terms
• Benefits do not decrease with age or change to health

• Available to all members and their families
• Borrow from $500 to $25,000
• No annual fee and no collateral required
• Competitive annual percentage rate
• Free personalized checks to access funds easily

• Available to PSEA members, their family and extended family
• Tax qualified reimbursement and indemnity plans
• Daily benefit—$30-$300
• Professional home and community care and total choice home care at 50%, 75% or 100%
• Choice of elimination periods, benefit periods, inflation options, and additional provisions
• Guaranteed renewable with a level premium

• Group insurance for members, spouses, partners, parents and in-laws
• Comprehensive benefits include nursing home care, home health care, assisted living facilities and more
• NEA member discount available for all group participants; family discounts also available
• Premiums based on age at enrollment and current health
• Highly competitive premiums; guaranteed renewable

• Up to 85% off on over 800 magazine titles
• 7 easy payment options
• Lowest price guarantee
• Refund for all undelivered issues if not satisfied
• 24-hour online service:

• Provides extra protection by paying hospital and medical expenses not covered by Medicare
• 12 program options to choose from with no restrictive list of providers
• Highly competitive rates
• All program options are guaranteed renewable

• Two plans available to members and spouses
• In-hospital plan provides benefits directly to participants in increments of $20 to $120 per day
• In-hospital PLUS guarantees acceptance for members and spouses age 65 and above and pays up to $1,000 for hospital and/or skilled nursing

• Competitive interest rates with interest compounding daily
• Convenient access to your funds—up to six withdrawals per monthly statement cycle, three of which can be by check
• Low $500 minimum opening deposit
• Unlimited deposits by mail or wire transfer
• FDIC insured up to the maximum amount allowed by law

• First-time homebuyer programs
• Low– and no-money down programs and FHA loans
• Practical solutions for members with less-than-perfect credit
• Home equity loans and lines of credit
• Refinancing on existing mortgages
• Financing for new construction and renovation loans
• Reverse mortgages for seniors

• Special revolving line of credit designed to help cover the $2,500 assessment fee
• Competitive interest rate
• No application fees or transaction fees, and no collateral is required
• Up to 3 years to repay

• Save up to 50% on dining, hotels, recreation, travel, movies and entertainment, shopping and more
• Go to www.psea.org and click on Member Benefits; click on “Access Member Benefits”
• Browse the online directories, click on a merchant and follow the redemption instructions

• Unsecured personal loans between $3,000 and $25,000– no collateral needed
• Preferred member-only rates
• Loan decisions in as little as 10 minutes
• Flexible repayment terms from 24 to 84 months
• No payments for first 4 months
• Direct deposit option

• The following program options are available with competitive rates:

• $25 off per $1,000 spent on any cruise or tour package
• Comprehensive car rental and hotel reservation program
• Price match guarantee for vacation packages
• Amtrak rail tickets and packages
• Travelers cheques and foreign currency exchange
• Webfare search engine—saves time and money
• Domestic and International airline reservations
• $150,000 free flight insurance

• An internet based program designed to allow you to print out specially discounted admission tickets from the following Anheuser-Busch Adventure Parks right from your computer:
• Sea World
• Busch Gardens
• Sesame Place
• Water Country USA
• Adventure Island
• Discovery Cove

• Discount coupons are available for:

• Flexible-premium variable annuity designed especially for NEA members
• No initial sales charge and a low annual contract maintenance fee
• Numerous investment options are available with 11 world-class investment managers
• Offers the flexibility of changing variable investment selections anytime at no charge

• The Opti-Vision program offers substantial discounts for vision care services and supplies including examinations, frames, and lenses
• Members can purchase service and materials through an extensive network of ophthalmologists, optometrists and opticians
• Available to members on an individual basis
• Coverage is provided for the member, the member’s spouse, and dependents to age 23
• Low annual cost
• No limit to the number of visits, exams or options

• Receive a 20% discount off published rates, based upon availability
• When making reservations or checking in, provide the following # to receive your discount - CP534090
• No advance reservations required

To speak directly with one of the PSEA Member Benefits product suppliers, call our toll free number at: 1-877-504-4488 and choose one of the following options:

You can also visit “Member Benefits” on the PSEA website at: www.psea.org

Johnstown Office
330 Bloomfield St.
Johnstown, PA 15904
Phone: (814)) 266-3965
Toll Free: (814) 441-9793
Fax: (814) 269-3825